Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your front porch on fire. Fortunately, most homeowners insurance policies cover these common Halloween home mishaps:
If everything on this list of Halloween home horrors occurred, your umbrella insurance would kick in to cover costs — if you have it.
To make your property safe for Halloween, the Insurance Information Institute has these recommendations:
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