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Lawler Insurance Agency Blog: homeowner

View the latest blog posts from Lawler Insurance Agency.

Friday, June 16, 2017

Finding home insurance when you have a good dog

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

Friday, February 3, 2017

Hosting a Super Bowl party? Watch out for these 5 risks

Revisiting some old Super Bowl party tips that should still apply to this year.... The clock is counting down to kick-off time for this year’s Super Bowl 50, and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? READ MORE >>

Friday, January 27, 2017

If a Tree Falls and Hits Your House - Are You Covered?

If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners insurance policies provide coverage for the damage the tree does to the structure and the contents in it. READ MORE >>

Friday, October 21, 2016

Homeowners Insurance Protects You from Halloween Horrors

When zombies, Snookies, and Lady Gagas storm your front door next weekend, don’t fear! Your homeowners insurance will protect you from Halloween mishaps. Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your front porch on fire. READ MORE >>

Friday, August 19, 2016

Is Your College Student Properly Insured?

When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it's likely any one of these items could suffer some damage. READ MORE >>

Friday, April 22, 2016

Home Owners Insurance Needs Change After Divorce or Separation

Whether you are married or living with a partner, splitting up affects your home owners insurance needs. Add a few insurance-related tasks to your post-breakup to-do list to find out if you’re over- or underinsured. READ MORE >>

Friday, April 15, 2016

More Than a Third of Homeowners Insurance Claims Related to Dog Bites

Homeowners policies typically cover the average dog bite claim, but you’ll need an umbrella policy to protect you if your dog causes a more serious injury. Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing insurers more than $489 million, according to the Insurance Information Institute and State Farm. READ MORE >>

Friday, April 8, 2016

Compile a Home Inventory with the Right Tools

A home inventory of your belongings for insurance purposes is a relatively inexpensive way to make any future claims go smoother. Creating a home inventory for insurance doesn’t need to be complicated. All you really need is a pencil and paper. READ MORE >>

Friday, March 25, 2016

April Showers Are Coming: Facts About Flood Insurance

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all natural disasters in the U. READ MORE >>

Friday, March 11, 2016

Understanding Homeowners Association Insurance

If you own a home in a planned development or you own a condo, then you likely pay homeowners association dues. Every year. Usually at the worst time. What do you get for those dues? For one thing, insurance. As distasteful as those dues can be, the end product can be really beneficial in case something bad happens in your development and condo. READ MORE >>

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